How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate filed by your insurer proving you carry state-minimum liability coverage. Required in 49 states after DUI, suspension, or major violations for 1-5 years depending on state law.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle. Required for license reinstatement in 37 states when you don't own a car but need to prove financial responsibility.
Liability Insurance
Liability pays for damage you cause to others in an at-fault accident. Kansas requires $25,000 per person and $50,000 per accident bodily injury minimums, plus $25,000 property damage coverage.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance. Required in 20 states and recommended in states with uninsured rates above 10%, including Oklahoma (26%) and Mississippi (23%).
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk policies for drivers with suspensions, DUIs, or multiple violations. Monthly premiums run $180-$320 for minimum coverage depending on state and violation type.
